Defined Contributions

Everyone is unique.  Wouldn’t you like a health plan that fits your life without the extra cost?

Defined contributions are a great as a stand-alone plan or as part of hybrid solution. These plans are effective tax free accounts to provide employees and their families a wider range of coverage for medical services and dependents not typically allowed under a normal group benefits plan.

We offer two variations with their own unique benefits:

  • Health Spending Accounts

    Technology to drive the account. 1 and 2 year rollover options.

  • Health and Welfare Trust

    A trust is established and funds remain with employee for life and accumulate when not used.

If you choose a Health and welfare Trust for your business we will embed a link in your company website.

And shared benefits:

  • Employees have the flexibility to spend their health dollar as they need.
  • Coverage is greatly enhanced to included additional dependents and health services.
  • Contributions are tax free and increase when you are ready
  • Easy to use and understand

It’s always the little pieces that make the big picture. Health Benefits can feel like a puzzle. We can help you solve it.

Defined Contributions Calculator

Number of Employees

Singles(?): The number of individuals within the organization that only need to insure themselves.

Family(?): The number of employees within the organization that have dependents to insure.

Health Premiums

Unit Rate for Singles(?):The cost per employee based on single coverage.

Unit Rate for Family(?):The cost per employee based on family coverage.

Dental Premiums

Unit Rate for Singles(?):The cost per employee based on single coverage.

Unit Rate for Family(?):The cost per employee based on family coverage.

Removal of Paramedical

Annual Amount per Employee

$0.00

$0.00

Option 1

Singles:

Family:

Defined Contributions

Removal of Paramedical and Dental

Annual Amount per Employee

$0.00

$0.00

Option 2

Singles:

Family:

Defined Contributions

Removal of Health and Dental (excluding insured benefits such as the drug card, life etc)

Annual Amount per Employee

$0.00

$0.00

Option 3

Singles:

Family:

Defined Contributions

Call us today to learn about your benefit options