Employee Benefit Services

Contract

  • Traditional Insured
  • Modular Flex
  • Cafeteria Flex
  • Health Spending Account (HSA)
  • Cost Plus

Products

  • Life Insurance
  • Accidental Death & Dismemberment (AD&D)
  • Optional Life Insurance
  • Optional Accidental Death & Dismemberment (AD&D)
  • Dependent Life Insurance
  • Long Term Disability
  • Short Term Disability
  • Executive Disability top-up

Funding

  • Fully Insured
  • Retention Accounting
  • Administrative Services Only (ASO)
  • Third Part Administration (TPA)
  • Stop Loss & Pooling Insurance

Extended Health Programs

  • Prescription Drug Plans
  • Paramedical Services
  • Hospital Care
  • Travel Insurance
  • Vision Care
  • Survivorship Benefits
  • Private Duty Nursing
  • Out of Country Referrals
  • Cost Plus
  • Health Spending Account (HSA)

Dental Programs

  • Preventative
  • Maintenance
  • Restorative
  • Orthodontics
  • Cost Plus
  • Health Spending Account (HSA)

Special Services

  • Executive Disability top-up
  • Multinational pooling
  • Executive travel plans
  • Expatriate medical coverage
  • Special risk coverage
  • Coverage for U.S. employees